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Embedded Finance

Integrate financial products into the core of your business

Blackthorn as a Service (BaaS) provides you with powerful APIs so that you can provide your own suite of financial products to your customers, in your own branding.

Enjoy the convenience of embedded finance. Our APIs can be fully integrated into your SaaS platform, back-office operations, or mobile app, allowing you to operate like a full-service digital bank.

By accessing our network of providers you can give your customers the ultimate, custom, experience.

Through you, your customers can now sign up and manage their expenses in a user-friendly web portal. At a tap or click of a button, they can oversee ATM withdrawals, online payments and more, to make budgeting that much easier.

BaaS allows you to expand your product offering and tap into new revenue streams that complement your business. You can also tailor your offering to fit what your customers want.

Along with our embedded finance and payment products, you can easily supply Mastercard issued plastic and virtual cards to employees and customers, and manage all your spending. Not only that, these are multi-currency cards so you can add value by providing financial services globally.

Blackthorn allows you to give your customers the ability to set their card options, and manage their accounts. This includes activating restrictions like spending limits, setting up, and cancelling subscriptions or recurring payments.

You can also generate accounts, and transfer funds, for your business and customers through our API.

Trusted by businesses of all sizes. Worldwide.

With you every step of the way

A dedicated account manager will be assigned to you, so that we will always be a call away.

Highly competitive FX Fees

Save money using Blackthorn for your FX requirements with transparent and low cost fx fees.

Transact locally on a global scale

Benefits from our wide range of local payment networks. Transact in over 200+ countries.

Save time with bulk payments

Save time making bulk payments via CSV, so you can spend time doing what you do best.

Manage your finances whilst on the go

Manage your payments offline and online with our virtual and physical cards options.

Blackthorn Finance Limited is an authorised payment institution and regulated by the Financial Conduct Authority (FRN 927408) under the Payment Services Regulations 2017 (PSRs).

Blackthorn Finance Limited is registered in England and Wales under number 10024682.

Blackthorn Pay Inc. is registered in Canada under the number BC1334854 and regulated by MSB under the number M22784529. Registered address is 50 Lonsdale Ave Suite 205 Vancouver, BC, Canada V7M2E6

Blackthorn Finance Ltd is a partner of Swipe International Ltd an Authorised Electronic Money Institution in the UK, by the Financial Conduct Authority FRN 931540.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Certificate No: 416342023

Certificate No: 386702022